Who I Am and How I Can Help.


My name is James T. Ferguson, and I’m a Texas bankruptcy attorney. I help people with debt problems file bankruptcy in Texas.

I have been a Texas bankruptcy attorney since 1991, helping thousands of Texans file for bankruptcy under Chapter 7 and Chapter 13. I’ve represented people from all walks of life, from the widower struggling to get by on social security, the recently divorced individual, married couples, even doctors and lawyers and people owning and operating their own businesses. Regardless of a person’s background, my job as their attorney is to help them get relief from their overwhelming debt and to get their financial lives back on track.

When you hire me, you will receive effective representation from a highly experienced Texas bankruptcy lawyer. My office is not one of those bankruptcy mills you have probably heard of, where you are treated like cattle and rarely get to even speak with your attorney. My office is a small boutique-style law office where you will be treated like the valued client you are. I will personally meet with you on multiple occasions and fully explain to you the course of action we will be taking in your case and make sure you understand what we are doing to resolve your debt. I believe that the more knowledgeable a client of mine is about his or her case, the greater the likelihood that you will successfully make it through the bankruptcy process and never have to do through it again.

If you want an attorney who will effectively represent you in your bankruptcy case and will be accessible to you, I am the attorney you are looking for. That is my promise to you.


Effective, Couteous Representation

When you hire me, you will receive effective representation from a highly experienced Texas bankruptcy lawyer. My office is not one of those bankruptcy mills you have probably heard of, where you seldom even speak to an attorney. My office is a small boutique-style law office where you will be treated like the valued client you are.

I will personally meet with you on multiple occasions and fully explain to you the course of action we will be taking in your case and make sure you understand what we are doing to resolve your debt. I believe that the more knowledgeable a client of mine is about his or her case, the greater the likelihood that he or she will successfully make it through the bankruptcy process and never have to go through it again.


Reasonable Fees and Flexible Payment Plans

I believe in charging a reasonable and affordable fee. Although every client’s circumstances are unique and legal fees may vary depending on the complexity of a particular case, my commitment to you is to charge you a reasonable fee for the legal services provided. In addition, we offer an affordable payment plan. We can also assist you in minimizing creditor harassment while you are making any required payments prior to the filing date of your bankruptcy.

If you want an attorney who will effectively represent you in your bankruptcy case and will be accessible to you for a reasonable fee, I am the attorney you are looking for. That is my promise to you.